Top 10 Recharge Commission Apps 2026
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Top 10 Recharge Commission Apps 2026: Complete Ranking & Comparison
The recharge commission app market in India has exploded with over 50+ options claiming to offer the best rates. But which ones actually deliver? After analyzing 50+ apps based on commissions, withdrawal speed, user experience, security, and real user reviews, we present the definitive ranking of the top 10 recharge commission apps in India for 2026.
Top 10 Apps at a Glance
| Rank | App Name | Mobile Comm. | DTH Comm. | Withdrawal | Rating | Users (Millions) |
|---|---|---|---|---|---|---|
| #1 | A1Topup | 4.0-6.0% | 5.0-7.0% | Instant UPI | 4.9 ★ | 5.2M |
| #2 | BharatBP | 3.5-4.8% | 4.2-5.5% | Instant UPI | 4.7 ★ | 2.8M |
| #3 | E2E Networks | 3.8-5.2% | 4.5-6.0% | Instant UPI | 4.7 ★ | 1.5M |
| #4 | InstaRecharge | 3.3-4.6% | 4.0-5.2% | Instant UPI | 4.6 ★ | 1.2M |
| #5 | RechargeIt | 3.2-4.5% | 3.8-5.0% | Instant UPI | 4.6 ★ | 1.1M |
| #6 | Cycle | 3.0-4.2% | 3.5-4.8% | Instant UPI | 4.5 ★ | 0.9M |
| #7 | Paytm | 2.5-3.5% | 3.0-4.0% | Next Day | 4.4 ★ | 8.0M |
| #8 | PhonePe | 2.2-3.2% | 2.8-3.8% | Next Day | 4.3 ★ | 7.5M |
| #9 | MobiKwik | 2.0-3.0% | 2.5-3.5% | 2-3 Days | 4.2 ★ | 1.8M |
| #10 | FreeCharge | 1.8-2.8% | 2.2-3.2% | 2-3 Days | 4.0 ★ | 1.2M |
Detailed Ranking: Top 10 Apps
A1Topup
Editor's ChoiceBest for: Everyone - highest commissions, fastest withdrawals, most features
Commissions:
- Mobile: 4.0-6.0%
- DTH: 5.0-7.0%
- Electricity: 1.5-2.5%
- Insurance: 3.5-5.0%
Key Features:
- ✓ Instant UPI withdrawal (₹100 min)
- ✓ Voice recharge in 12 languages
- ✓ AI-powered suggestions
- ✓ 24/7 customer support
BharatBP
Best for: DTH recharges and electricity bill payments
Excellent DTH commissions (up to 5.5%) and instant withdrawals. Strong presence in North India.
E2E Networks
Best for: Distributors and multi-level commission networks
Powerful distributor features with multi-level commission management. Ideal for building retailer networks.
InstaRecharge
Best for: Fast, reliable transactions
Lightning-fast transaction processing with 99.9% uptime. Great for high-volume retailers.
RechargeIt
Best for: Balanced all-rounder
Good commissions across all services with user-friendly interface. Solid choice for most retailers.
Cycle
Best for: User experience and design
Beautiful, intuitive interface loved by users. Good commissions and reliable service.
Paytm
Best for: Multi-purpose use (not just recharge)
India's largest payments app with decent commissions. Good for those who want all services in one app.
PhonePe
Best for: UPI payments with recharge option
Excellent UPI integration with decent recharge features. Good interface but lower commissions.
MobiKwik
Best for: Wallet users
Decent recharge options but commissions are lower than dedicated recharge apps.
FreeCharge
Best for: Occasional users
Good for personal use but not recommended for serious recharge business due to low commissions.
Commission Comparison by Category
Mobile Recharge Commissions
DTH Recharge Commissions
Withdrawal Speed & Minimum Amount
| App | Withdrawal Speed | Min Amount | Fee | UPI | Bank Transfer |
|---|---|---|---|---|---|
| A1Topup | Instant (24x7) | ₹100 | Free | ||
| BharatBP | Instant (24x7) | ₹100 | Free | ||
| E2E Networks | Instant (24x7) | ₹100 | Free | ||
| InstaRecharge | Instant (24x7) | ₹150 | Free | ||
| Paytm | Next Day | ₹300 | Free | ||
| PhonePe | Next Day | ₹300 | Free | ||
| MobiKwik | 2-3 Days | ₹500 | Free | ||
| FreeCharge | 2-3 Days | ₹500 | Free |
Feature Comparison Matrix
| Feature | A1Topup | BharatBP | E2E | InstaR | Paytm |
|---|---|---|---|---|---|
| AI Recommendations | |||||
| Voice Recharge | |||||
| QR Code Recharge | |||||
| Multi-Language | 12 Lang | 10 Lang | 8 Lang | 6 Lang | 8 Lang |
| 24/7 Support | |||||
| Multi-Level Commission | |||||
| Biometric Login | |||||
| Earnings Predictor |
Real User Reviews
"A1Topup gives me 6% commission on DTH. I earn ₹800-1000 daily. Instant withdrawal is a game changer!"
- Ramesh, Delhi
"BharatBP is great for DTH. Commission credited instantly. Support could be better though."
- Priya, Mumbai
"Using E2E Networks as distributor. Managing 500+ retailers easily. Multi-level feature is excellent."
- Suresh, Bangalore
Which App Should You Choose?
For Retail Shop Owners
Best: A1Topup
Highest commissions, fastest withdrawals, voice recharge for busy shops.
For Distributors
Best: E2E Networks
Multi-level commission management, distributor tools, detailed reports.
For Part-Time Earners
Best: A1Topup
Low minimum withdrawal (₹100), easy interface, instant payments.
For Mobile Shops
Best: A1Topup
Best DTH and mobile commissions, QR code feature for fast service.
Frequently Asked Questions
1. Which app gives the highest commission in 2026?
A1Topup offers the highest commissions with 4-6% on mobile and 5-7% on DTH recharges. BharatBP and E2E Networks are close seconds.
2. Which app has instant withdrawal?
A1Topup, BharatBP, E2E Networks, InstaRecharge, and RechargeIt offer instant UPI withdrawals 24x7 with ₹100-150 minimum.
3. Is Paytm good for recharge commission?
Paytm is good for personal use but commissions are lower (2.5-3.5%) and withdrawals take 1-2 days. Not ideal for serious recharge business.
4. Which app is best for beginners?
A1Topup and InstaRecharge have the most user-friendly interfaces with step-by-step guidance and multi-language support.
5. Are these apps safe?
Yes, all top 10 apps are RBI-compliant and use bank-grade security. A1Topup and E2E Networks use biometric login for extra security.
Final Verdict: The Best of 2026
After comprehensive analysis of 50+ apps, A1Topup emerges as the undisputed leader with the highest commissions, fastest withdrawals, and most innovative features.
