Money Transfer API
Integrate seamless money transfer services including IMPS, NEFT, RTGS and UPI with our robust API. Offer banking services with high commissions in the industry.
- GST registered company
- Direct operator connectivity
- Phone & WhatsApp support
Supported Banks & Payment Methods
We support all major banks and payment methods in India
SBI
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank
Paytm Payments Bank
Supported Transfer Methods
Multiple ways to transfer money seamlessly
IMPS
Instant transfer 24x7 with immediate confirmation
NEFT
Batch processing system for bulk transfers
RTGS
Real-time gross settlement for high-value transactions
UPI
Instant payments using UPI ID or QR code
Why Choose Our Money Transfer API?
Powerful features designed for seamless integration
Instant Processing
IMPS and UPI transfers processed within seconds with 99.9% success rate
Bank-Grade Security
End-to-end encryption and RBI compliant security protocols
Competitive Pricing
Low transaction fees with high commission earnings for partners
Easy Integration
Simple REST API with comprehensive documentation and SDKs
Instant Settlement
Get your commissions settled daily to your bank account
24/7 Support
Dedicated technical support team available round the clock
API Documentation
Comprehensive guide to integrate our money transfer API
API Endpoint
POST /api/v1/money-transferRequest Parameters
| Parameter | Type | Required | Description |
|---|---|---|---|
| api_key | String | Yes | Your unique API key |
| beneficiary_name | String | Yes | Beneficiary account holder name |
| account_number | String | Yes | Beneficiary account number |
| ifsc_code | String | Yes | IFSC code of beneficiary bank branch |
| amount | Number | Yes | Transfer amount (min ₹1, max varies by method) |
| transfer_mode | String | Yes | IMPS, NEFT, RTGS, or UPI |
| remarks | String | No | Transfer remarks (max 30 characters) |
Sample Request
{
"api_key": "your_api_key_here",
"beneficiary_name": "Rajesh Kumar",
"account_number": "123456789012",
"ifsc_code": "SBIN0000123",
"amount": 5000,
"transfer_mode": "IMPS",
"remarks": "Loan repayment"
}Success Response
{
"status": "success",
"transaction_id": "MTXN123456789",
"utr_number": "654321987654321",
"message": "Transfer successful",
"amount": 5000,
"transfer_charges": 5.75,
"commission": 25.00,
"balance": 12475.25
}Response Parameters
| Parameter | Type | Description |
|---|---|---|
| status | String | Request status (success/error) |
| transaction_id | String | Unique transaction ID for reference |
| utr_number | String | Unique Transaction Reference number |
| message | String | Response message |
| amount | Number | Transfer amount |
| transfer_charges | Number | Charges deducted for the transfer |
| commission | Number | Commission earned on this transaction |
| balance | Number | Your current wallet balance |
Error Responses
| Error Code | Message | Description |
|---|---|---|
| 1101 | Invalid API key | The provided API key is invalid or disabled |
| 1102 | Insufficient balance | Your wallet doesn't have enough balance |
| 1103 | Invalid account details | The account number or IFSC is incorrect |
| 1104 | Invalid transfer mode | The transfer mode is not recognized |
| 1105 | Amount limit exceeded | The amount exceeds allowed limits for this mode |
| 2101 | Bank system down | The beneficiary bank system is temporarily unavailable |
| 2102 | Transaction pending | Transaction is pending for beneficiary approval |
Sample Error Response
{
"status": "error",
"error_code": "1102",
"message": "Insufficient balance",
"required_amount": 5005.75,
"current_balance": 4500.50
}Simple & Transparent Pricing
Choose the plan that works best for your business
Basic
One-time setup fee
- IMPS & UPI Money Transfer
- Up to 0.5% commission on transfers
- Email & WhatsApp support
- Standard API access
- ₹2.5 lakh monthly limit
Professional
One-time setup fee
- IMPS, UPI, NEFT Money Transfer
- Up to 0.75% commission on transfers
- Priority support
- Advanced API features
- ₹10 lakh monthly limit
Enterprise
One-time setup fee
- All transfer methods (IMPS, UPI, NEFT, RTGS)
- Up to 1% commission on transfers
- 24/7 dedicated support
- All features included
- ₹50 lakh monthly limit
What our customers say
Retailers, distributors and businesses that run on A1Topup every day.
The recharge software from A1Topup helped me start my business within days. The white-label solution is perfect and the commissions are the best in the market.
Rajesh KumarMumbai
Excellent software with all the features I needed. The admin dashboard is very intuitive and the support team is always available to help.
Priya SinghDelhi
I've been using this software for 6 months now and it's been a game-changer for my business. The multi-tier commission system helps me manage my resellers easily.
Vikram PatelAhmedabad
The API integration was seamless and the documentation was excellent. My developers had no issues implementing it into our existing system. Highly recommended!
Amit SharmaBangalore
The reporting features have given me valuable insights into my business. I can now track sales, commissions, and customer behaviour all in one place.
Venket ReddyHyderabad
The mobile app works flawlessly. My customers love the convenience of recharging on the go. The transaction success rate is impressive compared to other providers.
Rahul MehtaChennai
Ready to Get Started?
Sign up today and get your API keys to start integrating money transfer services.
Rated 4.9/5 from 310 Google reviews by businesses.
- GST registeredGSTIN 36AAWCA0064F1ZN
- Since 2016In the recharge business
- 10,000+ partnersAcross India
- Real peoplePhone & WhatsApp support
